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  • The United States Life Insurance Co. (NY)


    Assured Edge Income Builder


    A MYGA with a 7-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

    Rates
    The interest rate is guaranteed for 7 years
    Surrender charges last 7 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 25,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @companyName@'s @annuitynam --[ subscription required to view full text ]--
    *** @***********@'* @***********@ ** * ****** ******* ***** ******* **** * @*******************@-**** ******** **** *********, * @*******@-**** ********* ****** ******, ** *** *********, *** * ********** ******** ********** ******* (****).

    **** **********
    @*****************@

    ******* ********
    ***** *** ******* ********* ******, @***********@ **** ******* ** ****** ******** **** **** **** ******** ***********. *** ******* ******** ** ******** * ********** ******* **** ** @*********@%; *** ******* **** **** ***** ** *** ***** **** ****. ******** ** ********** *** ******** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The MVA is applied Withdrawals above t --[ subscription required to view full text ]--
    *** *** ** ******* *********** ***** *** *******-**** ********** ****** **** ****** *** ***** **** (*) ***** ** *** ********. ********** ******* **** ******** ******* **** *****.

    *** *** ** ** ********** **** *** ****** ******** ** ******** *** ********** ****** ********* ** *** ******* ******** **** ***********. **** ******** ***** ** *** **** ** ********** *** ****** **** *** ***** ** *** **** *** ******** *** ******, *** *** **** ******** *** ********** ******. ** ******** ***** *** ****, *** *** **** ******** *** ********** ******.

    *** **** *** ***** ** *********** ************ *******-**** ********** *******, ****, ************* ** ***** *******. ** ******** ***** ********** ** **** ******** ** **** ** ******* *****.

    Commissions
    Effective date of commission schedule: 11/06/2023
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option 1

    Assured Edge Income Builder
    (All approved states)
    Ages 50-80  
    Initial Premium: ****

    Option 2

    Assured Edge Income Builder
    (All approved states)
    Ages 50-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option 4

    Assured Edge Income Builder
    (All approved states)
    Ages 50-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option3

    Assured Edge Income Builder
    (All approved states)
    Ages 50-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    100% chargeback during months one thr --[ subscription required to view full text ]--
    ***% ********** ****** ****** *** ******* ***, **% ********** ****** ****** ***** ******* ****** ** *** ***** ******** ****. ********** **** ** ******* ** *** ******** ** ********, ***********, ********** (********* ***** ** ***** ** *********), ************* (****** ****) ******, ** ******* ********* **** ***** * ********** ****** ** **** *** ********** ****** ******.


    Related Information

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