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Pacific Life Insurance Company

Pacific Income Provider

A SPIA
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: AA-		Moody's: Aa3		Standard & Poor's: AA-

Premium Bonus
- none -

Policy Notes

Pacific Income Provider offers predi --[ subscription required to view full text ]--
******* ****** ******** ****** *********** ****** ********** *** *** ****, *** *****, ** *** * ********* **** ******. ******* *** ****** *** ** ** ********* ******* ****** ******* ** ****** *** ****** **** ****. ****** ****** ****** ******* *** ** *** ******** ********: ****** ********** ****** * ***-**** ******** ** ******** ** ******** ***** ** ** *********** *****: ******** ** ** ** ***** ***** *** ******* ******* ** ******** ** ** ** **** ** *** ******* *******. ****** *** ********* **** **** ** ******** ** *****. *** ********* **** ***** ****** ******* **** ******* ******* *** **** *******. ********* ********** ****** ****** ******** ** ********: ******** ** *%, *%, ** *% ******** ******** ** *****.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Commissions are ***** *** * *** * *** * ** ***** ***.

Related Information

Other Pacific Life Insurance Company Products

MYGA

Pacific Expedition II 3
Pacific Expedition II 3 MVA
Pacific Expedition II 5
Pacific Expedition II 5 MVA
Pacific Expedition II 7
Pacific Expedition II 7 MVA
Pacific Harbor 3
Pacific Harbor 5

Fixed Indexed Annuity