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    • Pacific Life Insurance Company


    Pacific Frontiers 9

       (RETIRED)

    A MYGA with a 9-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  AA-   Moody's:  Aa3   Standard & Poor's:  AA-  

    Rates
    The interest rate is guaranteed for 9 years
    Surrender charges last 7 years
    		 Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx    		 Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender    		 RateBonus Yield to
    Surrender
    Band 2,000+   ****   *****   *****   ****   *****   ***** 


    Premium Bonus
    - none -

    Policy Notes

    Pacific Frontiers is a single-premium, deferred fixed annuity designed for the clien --[ subscription required to view full text ]--
    ******* ********* ** * ******-*******, ******** ***** ******* ******** *** *** ****** ********* *** * **** *** ****** **********.

    ******* ********* ****** *** ********* ******** ** **** **** ******* ******** ***********:

  • ***-******** ****** ** ******** ***** *********
  • * ******* ** ****** ***** **** ********** ******** *****
  • ******** ****** *******, ********* ****** *** ****, * ***** ******* *** *****, ******** *** ***** *** ****** ** *******

    * ********* *****
    ******* *** ****** ** “******” ******* ***** * ****** ** ********* ********* *****, **** **** * ********** ******** **** (*, *, *, *, *, **-**** *****). **** ***, ***** ***** *** *** *********** ** **** ** ******* ***** ** ********, *** ** ********* *** ********** ** ******* ** ******* *****.
  • ******** ********* ***** *** ** ******** ****** *** ********
  • ******* ********** *** **** ** $***
  • ******* ********* ***** *** **** ** $***

    **** ******* ** ********
    ****** **** ****** *** *** ** *** ********* ****, *** ****** *** ***** ** ******:
  • ******** *** **** ******
  • **** *** ***** ** *** **** ********* ****** ** *** ******* ****
  • **** *** ***** **** *** ** **** ** *** ***** ********* *****

    *** ******** ******* ********* ** *** *** ** *** **** *** ** *** ******** ********* ****. ** ** ******** ** ****, *** ***** **** ** ************* ***** ** *** **** ********* ****** ** *** **** ******* *** ** *** *** **** ******* *** ******* ***** ****.

    **** ** ******* ********* **** *** **** *********, **** ***** ** ** ****** ******* ** ********** *******.

    • Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    If money, excluding amounts up to the interest --[ subscription required to view full text ]--
    ** *****, ********* ******* ** ** *** ******** ******** ** *** ******** ** ******, ** ********* ****** *** *** ** * ********* ****, ** *** ** *******.
    *** *** ** ***** ** * ******* ******** ** ******* ** ******** **** *********. ** * ******* ****, ** *** ******* ********* **** ** **** **** *** ********** ******** ****, *** *** *** ******** *** ****** *********. *********, *** *** *** ****** *** ****** *********. *** *** ******** *** ******** *******.

  • *** *** ** ******* ** *************, ****** ********** ** *** *** ** * ********* ****.
  • *** *** ** ******* ** *** ***** ********** ****** ***** ** ********* ** ****, ********** ******* ** *****.
  • *** *** **** *** ** ******* ** *** ******** ** ******’ ******** ***********, *********** *** ** ******** *******, ** *** *** ** * ********* ****, ** ***** ******* ** *********** ** *** *** ** * ********** ****, ** ** * ***** ************.

    • Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

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    An affordable, full access subscription, for the individual broker

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