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    • F&G Life (Legacy)


    AmeriMark Freedom

       (RETIRED)

    A Fixed Indexed Annuity with a 12-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B++   Fitch:  BBB   Moody's:  Baa3   Standard & Poor's:  BBB-  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
       Cap Spread Cap Spread
    2-Year Monthly Average w/ Cap   ***    ***   ***   *** 
    3 Year Monthly Average w/ Spread   ***    ***   ***   *** 
    Annual Point-to-Point   ***    ***   ***   *** 
    Annual Point-to-Point 3 Yr Highwater   ***    ***   ***   *** 
    Declared Rate on Gain Strategy Trigger: 4.75
    		  ***   ***   *** 
    Monthly Cap Strategy   ***    ***   ***   *** 
    Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    A Fixed Deferred Annuity offering a traditional Fixed Account and Six Equity Index Strategies.

    Step Forward Strategy
    Annua --[ subscription required to view full text ]--
    * ***** ******** ******* ******** * *********** ***** ******* *** *** ****** ***** **********.

    **** ******* ********
    ****** *****-**-***** ********* ***** ** *** *** ***** ***** ***** *** ****** ** *** ******* *********** *****, *.*., "****-***** ****." ******** ******** ** ****** ** * ******* **** ****** ****** ** *** *&* ***, *** ** ******** ********. **** ***** ** *** ****** *****-**-***** *-**** ****-***** **** ********.


    *&* *** ***-**** *****-**-***** ********
    ******* ******** ***** ** ******** **** ****** ******* ** *** ***** **** * ***-**** **** ******.

    *&* *** ******* *** ********
    ******* ******** ***** ** ** ******* ** *** ***** ****** ** ** ****** ****** *** ***-**** ***** ******, ******* ** * ***.

    *&* *** ***-**** ******* ******* ********
    ******* ******** ***** ** ** ******* ** *** ***** ****** ** *** ** ****** ****** *** ***-**** ***** ******, ******* ** * ***.

    *&* *** *****-**** ******* ******* ******** **** ******
    ******* ***** ** ** ******* ** *** ***** ****** ** *** ** ****** ****** * *****-**** ***** ******, ******* ** * ******.

    *&* *** ******** **** ** **** ********
    ** *** ***** ********* **** ******** **** *** ********* ** *** **** ** *** **** *** ** *** ***-**** ****, * *********** ******** **** ** ********. ** *** ***** ******** ** ***** ****, ** ******** ** ******** *** **** **** ******.

    ********** ***-**** ********
    ***** *** ******** *** **** ** ***** ****** *** ********** *** *** ****** ******. * *** **-***** ****** ** *********** ******* ******* ******* ** ******** ********* ** **** ********. *** *** ******** ***** **** **** ******** ** *** ****.

    ******** ***** **********
    ****** ****** *** ******** ***** ******* ********** **** * ******* ** * **** ****** ** *** ************** ****** ***** ** *** *** ** *** **** ******.

  • ****** ***** **********
    ********* *** ** **** **** ***** ********** ** *** ****. ********* *** ** ***** ********** *** **** ** **** ** *** *** ** *** **** ******.
  • ********** ***-**** ********
    ***** *** ** ********** **** ** *** ** *** ******** ** *** **** ******* ** ***** ******** ***********.

    ******* ********** ******** ****
    *** ******* ********** ******** **** ** ******* *.*% *** *.*% ********* ** *** ***** ** *****. ** **** ******,*** **** ** ******** *** **** *** ****** *** *** ****** *********. ** ***** ******, *** **** ** ******** ******* *** *** ******. *** **** ** ****** ** *** *** **** ** *** ********.

    ******* ********** ******* *****
    *** ** *** ******* ******** *****, ***** *********** *** ******* **********, *********** ** *** ******* ********** ******** ****.

    ***** *****
    ******** *** ****** ** *** ***, ***, **** *** **** ** **** *****.

    • Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    In WA, products are --[ subscription required to view full text ]--
    ** **, ******** *** ********* ** ****** ******* ******** ***** ***** ********* ****. ********** ******** ** *** *****

    Commissions
    Effective date of commission schedule: 01/01/2014
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    AmeriMark Freedom
    		Up to age 75  
    Initial Premium: ****
    Ages 76-85  
    Initial Premium: ****

    Related Information

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