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North American Company

Pillar

(RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
DJ Eurostoxx Point-to-Point w/ Cap	***	***	***	***
DJIA Daily Average w/ Participation	***	***	***	***
DJIA Point-to-Point w/ Cap	***	***	***	***
Hindsight Index Strategy	***	***	***	***
NASDAQ-100 Monthly Point-to-Point	***	***	***	***
NASDAQ-100 Point-to-Point w/ Cap	***	***	***	***
Russell 2000 Daily Average w/ Participation	***	***	***	***
Russell 2000 Point-to-Point w/ Cap	***	***	***	***
S&P 400 Daily Average w/ Participation	***	***	***	***
S&P 400 Point-to-Point w/ Cap	***	***	***	***
S&P 500 Annual Point-to-Point with Cap	***	***	***	***
S&P 500 Daily Averaging w/ Participation	***	***	***	***
S&P 500 Monthly Point-to-Point	***	***	***	***
1-Year Fixed (Rate guaranteed for 1 Year)	.* %		.* %

Premium Bonus
Year:	1	2	3	4	5
Bonus Rate:	****	****	****	****	****

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 01/01/2015
Commissions are ***** *** * *** * *** * ** ***** ***.

Pillar

(All approved states)

Up to age 75

Initial Premium:

****

Ages 76-79

Initial Premium:

****

Chargebacks - Initial Term
For death, full surrenders, partial withdrawals and/or Required Minimum Distributions (RMD's) occurring within the first contract anniversary year the following chargeback --[ subscription required to view full text ]--
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