This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.
  • See unprotected sample products
  • More products from this carrier and other related links


    • North American Company


    North American Classic Plus

       (RETIRED)

    A Fixed Indexed Annuity with a 14-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
       Cap Part Rate Cap Part Rate
    1-Year DJIA Daily Average   ***    ***    ***   *** 
    1-Year DJIA Point-to-Point   ***    ***    ***   *** 
    1-Year NASDAQ 100 Monthly Point-to-Point   ***    ***    ***   *** 
    1-Year NASDAQ-100 Point-to-Point   ***    ***    ***   *** 
    1-Year Russell 2000 Daily Average   ***    ***    ***   *** 
    1-Year Russell 2000 Point-to-Point   ***    ***    ***   *** 
    1-Year S&P 400 Daily Average   ***    ***    ***   *** 
    1-Year S&P 400 Point-to-Point   ***    ***    ***   *** 
    1-Year S&P 500 Daily Average   ***    ***    ***   *** 
    1-Year S&P 500 Monthly Point-to-Point   ***    ***    ***   *** 
    1-Year S&P 500 Point-to-Point   ***    ***    ***   *** 
    1-Year Fixed *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1 2 3 4 5
    Bonus Rate: **** **** **** **** ****

    Policy Notes

    The product also offers:

    Two distinct --[ subscription required to view full text ]--
    *** ******* **** ******:

    *** ******** ********* ********:
    ***** *******
    * *********** ***** *******. ******* *******:
    **** * ****** ** ***** ********* ****** ***** ********* *******:
    * ****** *****-**-*****
    * ***** *********
    * *******-**-*****

    ******* ********** **** *****
    **.*% ** *** ********, **** **********, **** ***** ******** ******** ** *** ******* ********** ********* ****** **** ** *** ***** ** *** **** ** *****.
    ******* *********** *** *********
    ********* ******* ***** ******** *** ********* ******* *** ** **** ** **** ******** ***********. * ******* ** **% **** ** ********* ** *** ***** *******
    ****: *** ****** ********* ** *** ******* *****-**-***** ********* ****** **** ** ***** ** ** **** **** **%, ***** ***** ***********. ** ********, * ******* ** **% **** ** ********* ** *** ***** ******* *** *** ***** ******** ******* *** ***** ******** ******* **** ********

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    Market Value Adjus --[ subscription required to view full text ]--
    ****** ***** ********** - ******** **********
    *******

    [(* + * - .***)/(* + **)] ^ (*)

    * = *** ******* ******** **** (********* *** ********** ********) **** *** ******** ** ******.
    ** = *** ******* ******** **** (********* *** ********** ********) ******* *** *** ********* ** *** **** ** ******* ** **** *********. * = **** ** ***** ** *******;
    ****** ** **** **** *** **** ** *** ******* ** **** ********* ** *** *** ** *** ******** **** ******* ** ***; **** ***** ****** ** ***** ********* ** *** ********* ******.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    403(b) Salary Reduction

    Qualified

    North American Classic Plus
    (All approved states except those listed below)
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    TX VA
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****

    Option A

    North American Classic Plus
    (All approved states except those listed below)
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    TX VA
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****

    Option B

    North American Classic Plus
    (All approved states except those listed below)
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    TX VA
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    North American Classic Plus
    (All approved states except those listed below)
    		 All permitted ages Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    TX VA
    		 Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 15
    Initial Premium: **** **** **** **** **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Chargebacks
    For death, full surrenders, partial withdrawals and/or Required Minimum Distributions (RMD's) occurring --[ subscription required to view full text ]--
    ***********
    *** *****, **** **********, ******* *********** ***/** ******** ******* ************* (***'*) ********* ****** *** ***** ******** *********** **** *** ********* ********** *********** *****: *.) *** ******** ****** *** ***** ******** ****** *** ***** ******** **** *, **, & **: ***% ********** **** *** **** ** ***** ******* *** *** ** *** *** ***** ***** *** ******** ***** **** *** **% ********** **** *** ***** ** *** *** ***** ***** *** ******** ***** **** ******* *** ***** ******** *********** ****; *** *.) ***** ******** **** *, ** & *** ********: ***% ********** ** ********** ********** *** ****** ********* ****** ****** ** *** ********. ** ******** *** *** ******* ** *** ******** ***** ******** ******** *** ***** ** ********** *********** ** *** ****, ** *** **** **********, ******** ** ********* * *** * ** *** ***** ********, ***** *** ********** ************ ******.

    ********** *****;
    *** ********* **** ******** ** $***,** ** ****, *********** **** ** **** *** * ****** *** ****-**** ****** (********* ** **** ** ******** ***** ****** *******) ** *** *****.
    ******* ************ ****** ** ***** *** ***** **** **** ** *******, ******* ********* ******* ** ***-***-**** *** ******** *******.


    Related Information

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Carrier Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

    Put our product grids, detail and tools on your website instantly!

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

    The illustration system carriers prefer

    Rider Comparisons

    Compare multiple income riders, side-by-side

    Product Videos

    Access the Brainshark training videos right from our product lists


    1049