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National Western Life

Liberty Champion

(RETIRED)

A Fixed Indexed Annuity with a 15-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A-		Standard & Poor's: A-

Rates

	Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate
Option A: Annual Reset with Monthly Averaging	***	***	***	***	***	***
Option D: Annual Reset with Monthly Cap	***	***	***	***	***	***
Fixed	.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
Year:	1
Bonus Rate:	****

Policy Notes

The @annuityname@ is a flexible premium Equity I --[ subscription required to view full text ]--
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****** *: ****** ***** **** ******* *********
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 02/21/2011
Commissions are ***** *** * *** * *** * ** ***** ***.

Non-Qualified

Liberty Champion

(All approved states)

Up to age 70

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 71-80

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 81-85

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Qualified

Liberty Champion

(All approved states)

Up to age 70

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 71-75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

(D) If the annuitant dies within 1 (1) year of the policy issue date, a co --[ subscription required to view full text ]--
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