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Midland National Life

Summit Edge 5 Fixed Indexed Annuity

A Fixed Indexed Annuity with a 5-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $5,000+	Cap	Part Rate	Cap	Part Rate
1 Year Fidelity MFY Index 5% ER Par	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER Point to Point Enhanced Par	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Cap	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Participation	***	***	***	***
1 Year S&P 500 Downside Protection Strategy Declared Rate	Trigger: 9.75			***	***	***
1 Year S&P 500 MARC 5% ER Participation	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Cap	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Annual Point-to-Point Cap	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Annual Point-to-Point Par	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Enhanced Par	***	***	***	***
2 Year Fidelity MFY Index 5% ER Par	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER Point to Point Enhanced Par	***	***	***	***
2 Year S&P 500 MARC 5% ER Par	***	***	***	***
2 Year S&P 500 Par	***	***	***	***
2 Year S&P 500® Dynamic Intraday TCA Enhanced PR	***	***	***	***
2 Year S&P 500® Dynamic Intraday TCA Par	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %		.* %
Band $100,000+	Cap	Part Rate	Cap	Part Rate
1 Year Fidelity MFY Index 5% ER Par	***	***	***	***
1 Year Fidelity Multifactor Yield Index 5% ER Point to Point Enhanced Par	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Cap	***	***	***	***
1 Year S&P 500 Annual Point-to-Point Participation	***	***	***	***
1 Year S&P 500 Downside Protection Strategy Declared Rate	Trigger: 10.25			***	***	***
1 Year S&P 500 MARC 5% ER Participation	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point Cap	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Annual Point-to-Point Cap	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Annual Point-to-Point Par	***	***	***	***
1 Year S&P 500® Dynamic Intraday TCA Enhanced Par	***	***	***	***
2 Year Fidelity MFY Index 5% ER Par	***	***	***	***
2 Year Fidelity Multifactor Yield Index 5% ER Point to Point Enhanced Par	***	***	***	***
2 Year S&P 500 MARC 5% ER Par	***	***	***	***
2 Year S&P 500 Par	***	***	***	***
2 Year S&P 500® Dynamic Intraday TCA Enhanced PR	***	***	***	***
2 Year S&P 500® Dynamic Intraday TCA Par	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ as a flexible premium fix --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

The market value adjustment (MVA) is an --[ subscription required to view full text ]--
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