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Midland National Life

MNL Paragon 10

(RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
DJ EuroStoxx 50 Annual Point-to-Point	***	***	***	***
DJIA Annual Point-to-Point	***	***	***	***
DJIA Monthly Average	***	***	***	***
Lehman Bros Annual Point-to-Point	***	***	***	***
Nasdaq 100 Annual Point-to-Point	***	***	***	***
Nasdaq 100 Monthly Point-to-Point	***	***	***	***
Russell 2000 Annual Point-to-Point	***	***	***	***
Russell 2000 Monthly Average	***	***	***	***
S&P 400 Annual Point-to-Point	***	***	***	***
S&P 400 Monthly Average	***	***	***	***
S&P 500 Annual Point-to-Point	***	***	***	***
S&P 500 Monthly Average	***	***	***	***
S&P 500 Monthly Point-to-Point	***	***	***	***
Fixed Rate (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The MNL Paragon is a flexible --[ subscription required to view full text ]--
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****** *****-**-***** **** ************* ****

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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Nasdaq 100 not avail --[ subscription required to view full text ]--
****** *** *** ********* ** **, **, **, & **.

Commissions
Commissions are ***** *** * *** * *** * ** ***** ***.

403(b) Salary Reduction

Qualified

MNL Paragon 10

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Option A

MNL Paragon 10

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Option B

MNL Paragon 10

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option C

MNL Paragon 10

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Unless otherwise identified, commissions will only be applied to collected premiums. Renewal; commissions will be paid on new premiums (premium less withdrawals) and will only be paid upon receipt of additional premium. Commission will be paid when a --[ subscription required to view full text ]--
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*********** - ********
For full surrenders or partial withdrawals after a renewal of a Multi-Year Guaranteed Annuity (only those plans with a guarantee period of 5 years or longer) re-entry commissions will chargeback at 100% form the date of re-entry through the end of the first 6 months, and chargeback at 50% from the start of the 7th month after the re-entry date through the first contract anniversary date after re-entry. There is no commission chargeback in the event of death or RMD>

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