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Midland National Life

IncomeVantage 14 (PA, HI)

(RETIRED)

A Fixed Indexed Annuity with a 14-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx			Guaranteed Minimum Values
Band $20,000+	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1 Year DJIA Annual Point to Point	***	***	***	***	***	***
1 Year DJIA Daily Average	***	***	***	***	***	***
1 Year DJIA Monthly Average	***	***	***	***	***	***
1 Year London Gold Market Fixing Price	***	***	***	***	***	***
1 Year NASDA 100 Annual Point to Point	***	***	***	***	***	***
1 Year NASDAQ 100 Monthly Point to Point	***	***	***	***	***	***
1 Year S&P 500 Annual Point to Point	***	***	***	***	***	***
1 Year S&P 500 Daily Average	***	***	***	***	***	***
1 Year S&P 500 Inverse Performance Trigger	Trigger: 3.20			***	***	***	***	***
1 Year S&P 500 Low VC Daily Risk Ctrl 5%	***	***	***	***	***	***
1 Year S&P 500 Monthly Average	***	***	***	***	***	***
1 Year S&P 500 Monthly Point to Point	***	***	***	***	***	***
1 year S&P MARC 5% ER Annual Point to Point Margin	***	***	***	***	***	***
1 Year S&P Midcap 400 Annual Point to Point	***	***	***	***	***	***
1 Year S&P Midcap 400 Daily Average	***	***	***	***	***	***
1 Year S&P Midcap 400 Monthly Average	***	***	***	***	***	***
2 Year S&P 500 Low VC Daily Risk Ctrl 8%	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %
Band $250,000+	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1 Year DJIA Annual Point to Point	***	***	***	***	***	***
1 Year DJIA Daily Average	***	***	***	***	***	***
1 Year DJIA Monthly Average	***	***	***	***	***	***
1 Year London Gold Market Fixing Price	***	***	***	***	***	***
1 Year NASDA 100 Annual Point to Point	***	***	***	***	***	***
1 Year NASDAQ 100 Monthly Point to Point	***	***	***	***	***	***
1 Year S&P 500 Annual Point to Point	***	***	***	***	***	***
1 Year S&P 500 Daily Average	***	***	***	***	***	***
1 Year S&P 500 Inverse Performance Trigger	Trigger: 3.70			***	***	***	***	***
1 Year S&P 500 Low VC Daily Risk Ctrl 5%	***	***	***	***	***	***
1 Year S&P 500 Monthly Average	***	***	***	***	***	***
1 Year S&P 500 Monthly Point to Point	***	***	***	***	***	***
1 year S&P MARC 5% ER Annual Point to Point Margin	***	***	***	***	***	***
1 Year S&P Midcap 400 Annual Point to Point	***	***	***	***	***	***
1 Year S&P Midcap 400 Daily Average	***	***	***	***	***	***
1 Year S&P Midcap 400 Monthly Average	***	***	***	***	***	***
2 Year S&P 500 Low VC Daily Risk Ctrl 8%	***	***	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %			.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is a flexible premiu --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ******** ***** ***** ******* **** @***********@ ******** ** ******* * ****-**** ******** ** ********** ****** ******** ****** *** ** **** ******* ***** ** **** ** **********. *********** *** *** *** ******** ** ******* *** ********** ****** ********** ******* (****) ******* *** ****** ********** ******, ** *** ****** ** **** *********** ***** ** ********* *** **** *******, **** *** ********** *** **** ******* ** **** *******.

*** @***********@ *** * @*******@ ********* ****** ****** *** **** *********** ******** ** *** ********* ****: *) ***** ** *** ****** ** *** ***** ******* ****** **** ******** ****, ******* *** **** ** ****** ******* *** ** ****** **********, ***/** *) * *********** ***** *******.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

Two Year Point-to-Po --[ subscription required to view full text ]--
*** **** *****-**-***** ********* ****** **** ***** ****** ** *** ********* ** **** ****: **, **

MVA Explanation

The @annuityname@ incl --[ subscription required to view full text ]--
*** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** *******.

****: *** ********** ** *** ******. ****** ** *****.

Commissions
Effective date of commission schedule: 05/07/2019
Commissions are ***** *** * *** * *** * ** ***** ***.

IncomeVantage 14 (PA, HI)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Option B

IncomeVantage 14 (PA, HI)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Accumulation Value:

****

Trail:

Trail years ***+ is *****

Option C

IncomeVantage 14 (PA, HI)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Accumulation Value:

****

Trail:

Trail years ***+ is *****

Option D

IncomeVantage 14 (PA, HI)

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Trail:

Trail years ***+ is *****

Related Information

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