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Lincoln Financial

Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class (AV DB)

(RETIRED)

A RILA with a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A+		Moody's: A2		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx	Guaranteed Minimum Values
	Cap	Cap
1-Year Dual Performance Trigger Rate: Capital Strength Net Fee Index^sm Indexed Account with 10% Protection Level	***	***
1-Year Dual Performance Trigger Rate: First Trust American Leadership Index^sm Indexed Account with 10% Protection Level	***	***
1-Year Dual Performance Trigger Rate: Russell 2000® Indexed Account with 10% Protection Level	***	***
1-Year Dual Performance Trigger Rate: S&P 500 Indexed Account with 10% Protection Level	***	***
1-Year Indexed Account - Capital Strength Net Fee Index 10% Protection	***	***
1-Year Indexed Account - MSCI EAFE Index 10% Protection	***	***
1-Year Indexed Account - Russell 2000® Index 10% Protection	***	***
1-Year Indexed Account - S&P 500® 10% Protection	***	***
1-Year Indexed Account: First Trust American Leadership 10% Protection	***	***
1-Year Performance Cap: First Trust American Leadership 15% Protection	***	***
1-Year Performance Cap: S&P 500® 100% Protection	***	***
1-Year Performance Cap: S&P 500® 15% Protection	***	***
1-Year Performance Cap: S&P 500® 20% Protection	***	***
1-Year Performance Trigger: First Trust American Leadership 10% Protection	Trigger: 8.75		***
1-Year Performance Trigger: S&P 500® 10% Protection	Trigger: 8.30		***
1-Year Performance Trigger: S&P 500® 15% Protection	Trigger: 7.10		***
6-Year Annual Lock Indexed Account - Capital Strength Net Fee Index 10% Protection	***	***
6-Year Annual Lock Indexed Account - MSCI EAFE Index 10% Protection	***	***
6-Year Annual Lock Indexed Account - Russell 2000® 10% Protection	***	***
6-Year Annual Lock Indexed Account - S&P 500® 10% Protection	***	***
6-Year Dual15 Plus Indexed Account: Capital Strength Net Fee Index^sm 15% Dual Rate	***	***
6-Year Dual15 Plus Indexed Account: First Trust American Leadership Index^sm 15% Dual Rate	***	***
6-Year Dual15 Plus Indexed Account: Russell 2000® 15% Dual Rate	***	***
6-Year Dual15 Plus Indexed Account: S&P 500® 15% Dual Rate	***	***
6-Year Indexed Account: First Trust American Leadership 10% Protection	***	***
6-Year Indexed Account: Russell 2000® Index 10% Protection	***	***
6-Year Indexed Account: S&P 500® 10% Protection	***	***
6-Year Performance Cap: Capital Strength Net Fee Index 10% Protection	***	***
6-Year Performance Cap: Capital Strength Net Fee Index 20% Protection	***	***
6-Year Performance Cap: Capital Strength Net Fee Index 30% Protection	***	***
6-Year Performance Cap: First Trust American Leadership 20% Protection	***	***
6-Year Performance Cap: Russell 2000® Index 20% Protection	***	***
6-Year Performance Cap: S&P 500® 20% Protection	***	***
6-Year Performance Cap: S&P 500® 30% Protection	***	***

Premium Bonus
- none -

Policy Notes

The @annuityname@ is an individual flexible premium variable a --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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Commissions
Commissions are ***** *** * *** * *** * ** ***** ***.

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