This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked. To see full details, please register.

More products from this carrier and other related links

Life of the Southwest

LSW SecurePlus Platinum (Before 3/21/2006)

(RETIRED)

A Fixed Indexed Annuity with a 15-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Moody's: A2		Standard & Poor's: AA-

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
1-Year S&P 500 Average Index Account	***	***	***	***
1-Year S&P 500 Ending Index Account	***	***	***	***
1-Year Declared Interest Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is a flexible premium fixed indexed deferred annuity issued by @companyname@ with a @SCyears@-surrender charge period. It is not a --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ***** ******* ******** ******* ****** ** @***********@ **** * @*******@-********* ****** ******. ** ** *** * ****** ****, ******** *******, ** *** ********** **** ************ ******** ** ***** ** ****** ***********. ****** ****** ***** *** ***** ** ****** ***********, @***********@ ** * ***** ******* **** ******* ********* ********* ********, **** ** *** *** ********, ***** *******, *** ************* ********. *** @***********@ **** ******* **** ******** ********* ** **** ** ****** ********** **** ****** ****, * ******* *** ****** ***** ** ******** *********. *** ******** ******** ** **** @***********@ ******* **** **** ****** **** ******* ******** **** *** **** ******** *****, ******* *** *** ** ***** ** ******** ******** ***** *** ****** ** **** * **********, *********, ****** ** *** **** ******* ** * ******* ***********. ** ************** **** *** **** ********.

@***********@ ** ********
@***********@ ******* **** ****** ******** *** ********* ********. * ****** ******* ** ** ****** ** $*,*** (**) $*,*** (*) *** ***** **** *******. **********, *** *** **** ********** ******** ** ** ****** ** $*** **** **** @***********@ *******. ********* ******** *** ** **** *** ** ****** ** $*** *** ***** **** ** ******** ******* ****** *******, ** **** ** * ****** *********/********* ***** ** ** **** *****/****.

******** ********* *******
** ********* ******* ** @***********@ ** **** *** *** ****** ***** ***** ******* ** ********* *** ******** ******** ** **** ** **** ******** ********. *** ***** ** ******** ******** ********* ** *** ******* ******** ******** ******** *** *** ******* ******** ********: ****** ***** ******* ******** ******** (****** ***** ********) *** ******* ***** ******* ******** ******** (******* ***** ********).

******** ******** ******** *** ******** ******** *** ***** ******** ** ******** ***** ** * ******** ********* ****** ******** ****. @***********@ **** *** **** ** ******* **** ******* ****.

****** ***** ******** *** ******** ******** *** ***** ******** ** ******** ***** ** *** ****** ********** ****** ** *** *&* *** **** *** ***** ***** ** *** ********* ** *** ******* **** ** *** ***** ***** ** *** *** ** *** ******* ****.

******* ***** ******** *** ******** ******** *** ***** ******** ** ******** ***** ** *** ****** ********** ****** ** *** *&* *** **** *** ***** ***** ** *** ********* ** *** ******* **** ** *** ***** ******* ****** *** ******* ****.

******* **********/********* ***** ******** ********
*** ******** ** **** *********** *** *** **** ** ******** **** ******* *** *** ***** ****** **** ***** *** ********* ******** ********. ***** *** ***** ****** ****, *** *** ****** *** ********** *** ****** ******** **** **** ****** ****. *** *** ****** ** ********** **** ******** ***** *** ** *** ** *** ******** ********.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 01/01/2008
Commissions are ***** *** * *** * *** * ** ***** ***.

LSW SecurePlus Platinum (Before 3/21/2006)

(All approved states)

Up to age 65

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 66-70

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 71-75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Guaranteed Lifetime Income Rider - FPDA

LSW SecurePlus Platinum (Before 3/21/2006)

(All approved states)

Up to age 85

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Trail:

****

‡ First-year commissions are based on premiums received and credited during the first twelve months (first year) of the annuity contract. Renewal commissions are based on premiums received in subsequent years. Both first year and renewal commissions exclude premiums returned or not taken for any reason. If any employer requires the waiver of any amount of Withdrawal Charge as a condition to transacting business with that employer, LSW will reduce commissions --[ subscription required to view full text ]--
‡ *****-**** *********** *** ***** ** ******** ******** *** ******** ****** *** ***** ****** ****** (***** ****) ** *** ******* ********. ******* *********** *** ***** ** ******** ******** ** ********** *****. **** ***** **** *** ******* *********** ******* ******** ******** ** *** ***** *** *** ******. ** *** ******** ******** *** ****** ** *** ****** ** ********** ****** ** * ********* ** *********** ******** **** **** ********, *** **** ****** *********** ** ** ****** ***** ** *** ********** ******* ** *** ********** ****** ** ******, *** ***** ** ****** *** ********** ****. ***** **** *** ******* *********** ***** *** ***** ***********. ****** *********** **** *** ******* ** *** *********** ** ******* **** **** ** *** ******* ****** ** *** ***-****** ** ***-********.

********** ********* ***** ***. ***. **-** *** ******** ********* ** ***(*) ******* ** * ***(*) ******** ******* ******* **** ** **** ** **** ********** ********* **** *** **** ** ***** **** *** ********. ********** ********* *** ******* ** ***** ***** **** ** ** ********* ***** (*.*., * ********** ******) **** ******* ********* ******* ** * ***(*)(*) ********* ******* ** * ******* ** ******* ******** ******** ** ***. ***. **-**. ******** ********* *** ******* ** ***** ***** **** ** ** ********* ***** ***** ********* * ****** ** ****** ********* ** ******** ******** ************* (** ******* ** ****** *** ***-***) **** * ***(*) ********** ****.

******* **** **** ** **** ** ******** ********* ** *** ******* ** *** ****** *** ********** ********* ****** *** **** ***** *** ***** ********* ******* ** *****.

******* ********** ** *** ******** ****** *** ** ******** *** ******** ** ******* ****** ******* ***/** ******. **** *** ******* *********** ** **** ********** ********.

*********** ** ******** ****** ** * *********** *** ******* *** ** *** ****** **** ** ******* ********* ** *** ***** ** ***** ** **** ****. ********* ** * ****** **** ********* **** ** ******** ***** **** *** ***** ********** *********** ********* *** ******** (***********).

* ********** ********** ***** ***** ** ******* ** *** *** ******* ****** **** * ***** ******* ** **** ** **** ****** *** ** *** ***** ** *** ***** ***/** ********* ** ******* ****** *** ***** ****** ***********: *) *** ******* ******* (***%) ** *** **** *********** ***** ** ************ *** *** ** ***** ** *** ********* ***/** ***** ****** ****** *** ***** *** ******* *** ****** ***** (***) **** **** ****** *****; ** *) *** **** (**%) ** *** **** *********** ***** ** ************ *** *** ** ***** ** *** ********* ***/** ***** ****** ***** *** ******* *** ****** ***** (***) **** **** ****** ***** *** ****** *** (*) **** **** ****** *****.

***** *** ** ********** ** ****** *** ** *** *********.

* ******** *********** *** ******** ** ****** **** ******* * ******** ********** ****** ******** ** ****** *** *********. *** *** *** ******* *** * ******* ** ****** ********* *** ******** ********** ****** ********.

** ***** ********** ** **** ** *** ****** ******* **** **** *** ****** ** ***** *** ***** ** ********

# *** ******** ***** ********** ******** *** ** ******* ** * ****** ** ****** ***** ** *** ******* ***** ** ********** ********.

***** *********** *** ****** *** ******* ********* ********* ** *** *** ** *** ***** ******** ******* ********* *** ****** ***** ****. *** ***** ********** ***** ** ** ****** ****, ¼ ** ***** ** **** *********. ***** *********** ******* *** ********** ***** ** *** ************ ***** ** **-***** ******** ***** *** ***** ******* ** ** **** ***** *** ******** ***** ********** ********. ** ****** ***** **+, ***** *********** *** *** ****, ******* ***-****** ******* **** *** **** ***** *** ***** ********* ******* **-*****.

******* **** ***** *** ******** ***** ********** ******** (*** ********** ** *** ***** ******* ***) ****** ****** ** *** ******* ***** ********:
*) *** *** ** *** ************ ****** ** *** ******** *** ***** *** ******** ***** ********** ******** *** **** ******** ***** ** ***** $*,***,***; ***
*) *** ******* ***** *** **** ************ ********* **** *** ******* *** ** *****; ** *** ******** *** ** *** *** **** ************ ********* *** ** *****.

*** ****** ** ******* ** ***** ******* **** ** ** ****** *** *********** *** ***** ** ** ********* **** *** ******* ** ** ******** *** **** ***** ******* ****. *** ***** ********** ******** *** ***** ** ** **** ***** ******* **** ***** ** ********** ** **** ******* *********.

**-** (****)