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Guardian Insurance & Annuity Co.

Guardian Fixed Target Annuity 6

A MYGA with a 6-year fixed rate and a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A++		Moody's: Aa2		Standard & Poor's: AA+

Rates
The interest rate is guaranteed for 6 years Surrender charges last 6 years	Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

	Current Rates xx/xx/xxxx			Next Rates xx/xx/xxxx
	Rate	Bonus	Yield to Surrender	Rate	Bonus	Yield to Surrender
Band 5,000+	****	*****	*****	****	*****	*****
Band 100,000+	****	*****	*****	****	*****	*****

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @companyName@'s @annuityname@ is a Single Premium, Multi Year Guaranteed Annuity with a @RateGuaranteedYears@- --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
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Commissions
Effective date of commission schedule: 04/16/2018
Commissions are ***** *** * *** * *** * ** ***** ***.

Guardian Fixed Target Annuity 6

(All approved states)

Up to age 80

Initial Premium:

****

Ages 81+

Initial Premium:

****

Related Information

Other Guardian Insurance & Annuity Co. Products

MYGA

Guardian Fixed Target Annuity 3
Guardian Fixed Target Annuity 4
Guardian Fixed Target Annuity 5

RILA

Guardian MarketPerform^TM

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