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EquiTrust Life Insurance Company
Income MarcSeven Index Annuity
(RETIRED)
A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : B++ |
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Fitch: A- |
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Standard & Poor's: A- |
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Rates
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Current Rates
xx/xx/xxxx |
Guaranteed
Minimum Values |
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Cap |
Part Rate |
Cap |
Part Rate |
| 1-Year Monthly Cap
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***
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***
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| 1-Year Point-to-Point Cap
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***
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***
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| 1-Year Point-to-Point Participation
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***
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| 2-Year Point-to-Pointt Participation
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***
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| 1-Year Interest Account
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*.** %
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*.** %
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State Specified Minimum Interest Rate: ****
INCOME MARCSEV --[ subscription required to view full text ]--
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Provisions
| Free Look Period: |
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| (Free look period may vary by state) |
| Rate Lock Protection: |
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| Bail Out Provision Available: |
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| *** *** ***: |
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| Loan Provision Available: |
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| *** *** ***: |
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| Tax Sheltered: |
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| Market Value Adjustment: |
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| MRD: |
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| Front-End Fee: |
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| Annual Maintenance Fee: |
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| Return of Premium Available: |
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| Death Benefit is: |
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Premiums
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Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
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| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
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| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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| Owner: |
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***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
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***** |
***** |
| Annuitization Age: |
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***** |
***** |
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***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
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Commissions
| Effective date of commission schedule: 10/01/2017 |
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Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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Income MarcSeven Index Annuity
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Ages 40-75 |
Year 1 |
Year 2 |
Year 3 |
| Initial Premium: |
**** |
**** |
**** |
| Accumulation Value: |
**** |
**** |
**** |
| Ages 76-80 |
Year 1 |
Year 2 |
Year 3 |
| Initial Premium: |
**** |
**** |
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| Accumulation Value: |
**** |
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Related Information
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