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  • Delaware Life


    Target Income 10

       (RETIRED)

    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A-   Fitch:  A-   Standard & Poor's:  A-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Part Rate Cap Part Rate
    1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation   ***    ***    ***   *** 
    1 Year Franklin SG Select Advantage Point to Point with Participation   ***    ***    ***   *** 
    1 Year Invesco QQQ EFT Point to Point with Cap   ***    ***    ***   *** 
    1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation   ***    ***    ***   *** 
    1 Year S&P 500 Performance Trigger Trigger: 4.50
     ***    ***   *** 
    1 Year S&P 500 with Cap   ***    ***    ***   *** 
    1 Year S&P 500 with Participation Rate   ***    ***    ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Part Rate Cap Part Rate
    1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation   ***    ***    ***   *** 
    1 Year Franklin SG Select Advantage Point to Point with Participation   ***    ***    ***   *** 
    1 Year Invesco QQQ EFT Point to Point with Cap   ***    ***    ***   *** 
    1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation   ***    ***    ***   *** 
    1 Year S&P 500 Performance Trigger Trigger: 4.75
     ***    ***   *** 
    1 Year S&P 500 with Cap   ***    ***    ***   *** 
    1 Year S&P 500 with Participation Rate   ***    ***    ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $500,000+  Cap Part Rate Cap Part Rate
    1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation   ***    ***    ***   *** 
    1 Year Franklin SG Select Advantage Point to Point with Participation   ***    ***    ***   *** 
    1 Year Invesco QQQ EFT Point to Point with Cap   ***    ***    ***   *** 
    1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation   ***    ***    ***   *** 
    1 Year S&P 500 Performance Trigger Trigger: 5.00
     ***    ***   *** 
    1 Year S&P 500 with Cap   ***    ***    ***   *** 
    1 Year S&P 500 with Participation Rate   ***    ***    ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a flexible premi --[ subscription required to view full text ]--
    *** @***********@ ** * ******** *******, ***-******** ***** ***** ******* (***), **** * @*******@-**** ********* ****** ****** **** ** *** *********, **** *** **** ********** ****** ******* * ******* ** *** ******'* ****** ****** *********, ***** ********** ***** ******* **** *** ***** ** ****** *****.

    • ****** **** ****** ********** ******** ********** ******* (****).
    • ************ ********* ** ******** **** *** ******* ***** *** ***** ******* ****** *** ********* ****** ******** ** **** ** ***** ** ****** ***** ******.
    • *********** ** ***** ** ****'* ******* *** **** ********* ***** ** *** ***** ** *** **** ***** ***** **** ******* ****** *** ********** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in CA

    Depending on the state in which You --[ subscription required to view full text ]--
    ********* ** *** ***** ** ***** **** ******** *** ******, ** *** **** ***** ** *** **** *** ********* **** ******* ** **** * ********** ****** *** ***** ** ***** **** *** *** **** ********.

    *** ** ** ******** ** ******** ** *** ********* ***** ** **** *******. **** ********** ******* ** ******* ** ******** ***** ** ********* ** *** *** ********* *****, ***** ** ********* *****, ***** *** ********* ** *** ******* **** *** *** ****** ** **** ********* ***** *** *** ** ******** **** **.

    ** ** *** ******* *** *** *** ********* ***** *** **** **** ** **** **** *.**%, **** *** *** **** ******** **** ********* ******. *********, ** ** *** *******, ** **** ******** **** ********* ******.

    Commissions
    Effective date of commission schedule: 10/21/2024
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Target Income 10
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****

    Option B

    Target Income 10
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    Target Income 10
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option D

    Target Income 10
    Up to age 74 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 75-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
    Initial Premium: **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    *One fourth of the annual trail commission is multiplied by the account value o --[ subscription required to view full text ]--
    **** ****** ** *** ****** ***** ********** ** ********** ** *** ******* ***** ** *** **** *** ** *** ******** *******, *** ** ******** ******** ****** *** **** ** ******, *** **** ********* ********* ** *** *** ** *** ***** ******** *******. ** *** ***** *** ******** ** ********* ** ******* *********** ****** *** ***** ****** (**) ****** ** *** ********, ***** **** ** * ********** ** ***% ** *** ************ ************ ** *** ****** ***********. ** *** ***** ** ***** ** *** ******** ***** ****** *** ***** ****** (**) ****** ** *** ********, ***** **** ** * ********** ** ***% ** *** ************. ** ********** ******** **** ***** *** ***** ****** (**) ****** ** *** ********, ***** **** ** * ********** ** ***% ** *** ******* ***** *********** **** ****** ** ****** ** *********.


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