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American National Life Insurance Company of NY

Strategy Indexed Annuity PLUS 7 NY

A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Standard & Poor's: A

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
1 Year S&P 500 Annual Point-to-Point 100% PR	***	***	***	***
1 Year S&P 500 Annual Point-to-Point 50% PR	***	***	***	***
1 Year S&P 500 Monthly Point-to-Point	***	***	***	***
1 Year S&P 500 Performance with a Specified Rate	Trigger: 3.25			***	***	***
1 Year Declared Rate (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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Commissions
Effective date of commission schedule: 11/01/2024
Commissions are ***** *** * *** * *** * ** ***** ***.

Strategy Indexed Annuity PLUS 7 NY

Up to age 75

Initial Premium:

****

Ages 76+

Initial Premium:

****

Trail Option

Strategy Indexed Annuity PLUS 7 NY

Up to age 75

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76-80

Initial Premium:

****

Trail:

Trail years ***+ is *****

1. Commission chargeback is 100% on the following products if during the first policy year a policy terminates due to a death claim or full policy surrender for P --[ subscription required to view full text ]--
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