This page is provided to show you the amount of detailed information we provide
to our subscribers, the content has been masked. To see full details, please register.
American National Insurance (Legacy)
BenchMark 500SM Ten SE
(RETIRED)
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
| |
A.M. Best : A |
|
Standard & Poor's: A |
|
Rates
| |
Current Rates
xx/xx/xxxx |
Guaranteed
Minimum Values |
| Band $3,000+ |
Cap |
Part Rate |
Cap |
Part Rate |
| S&P 500® Five-Year Point-to-Point Strategy
|
***
|
***
|
*** |
*** |
| S&P 500® One-Year Point-to-Point Strategy Capped
|
***
|
***
|
*** |
*** |
| S&P 500® One-Year Point-to-Point Strategy Participation Rate
|
***
|
***
|
*** |
*** |
| S&P 500® Two-Year Monthly Average Strategy
|
***
|
***
|
*** |
*** |
| Guaranteed One-Year Fixed Interest Crediting
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
| Band $100,000+ |
Cap |
Part Rate |
Cap |
Part Rate |
| S&P 500® Five-Year Point-to-Point Strategy
|
***
|
***
|
*** |
*** |
| S&P 500® One-Year Point-to-Point Strategy Capped
|
***
|
***
|
*** |
*** |
| S&P 500® One-Year Point-to-Point Strategy Participation Rate
|
***
|
***
|
*** |
*** |
| S&P 500® Two-Year Monthly Average Strategy
|
***
|
***
|
*** |
*** |
| Guaranteed One-Year Fixed Interest Crediting
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
Provisions
| Free Look Period: |
****
|
| (Free look period may vary by state) |
| Rate Lock Protection: |
****
|
| Bail Out Provision Available: |
*** |
| *** *** ***: |
**** |
| Loan Provision Available: |
*** |
| *** *** ***: |
**** |
| Tax Sheltered: |
*** |
|
| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
|
Premiums
| |
Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
|
|
| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
|
| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
| |
Min Age |
Non-Qual
| Qualified
|
| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
This strategy --[ subscription required to view full text ]--
**** ******** ********** ******* **** ** *** **** ******** ** *** ***** **********. ** ** ********* **** **** **** *** ********* ******-**** ********** ****** ** ******** ** *** ******** ****. *** ********** *** ** ******** ** ********. *** *** ****** ***** ** ***** **** *** **** ** **** *******.
Commissions
| Effective date of commission schedule: 02/21/2012 |
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option 100
|
BenchMark 500SM Ten SE
|
Up to age 70 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 71-75 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Option 25
|
BenchMark 500SM Ten SE
(All approved states)
|
Up to age 75 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 76-80 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 81-85 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Option 50
|
BenchMark 500SM Ten SE
(All approved states)
|
Up to age 75 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 76-80 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 81-85 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Option 75
|
BenchMark 500SM Ten SE
(All approved states)
|
Up to age 70 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 71-75 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 76-80 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
| Ages 81-85 |
|
| Initial Premium: |
**** |
| Trail: |
Trail years ***+ is ***** |
Initial and additional premiums: Commissions --[ subscription required to view full text ]--
******* *** ********** ********: *********** *** ***** ** *** ******* ***** *****’* ******** *** ** *** **** ******* ** ******** ** *** ************** *******. ** ***
***** ** ** ******, *** ***** *********’* ******** *** ** **** ** ********* ***********. *** ******* ******** ****** ** **** ** *** ***********, ********** ** ***** ** ***
**** *** *********** ** ********. *** ******* ******** ***** ** ****, *** *******-******** **** ** ****.
|
Related Information
Available Subscriptions
This information is available with any of these subscriptions:
Single-User Edition
An affordable, full access subscription, for the individual broker
Carrier Edition
Multiple users with administrative control over the products, features and content displayed
Web Edition
Put our product grids, detail and tools on your website instantly!
|
Additional Information
See what else we offer:
Upcoming Rate Changes
We track rate changes and can notify you before they take effect!
Annuity Illustrations
The illustration system carriers prefer
Rider Comparisons
Compare multiple income riders, side-by-side
Product Videos
Access the Brainshark training videos right from our product lists
|
2446