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  • American National Insurance (Legacy)


    BenchMark 500SM Ten Plus

       (RETIRED)

    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Standard & Poor's:  A  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $3,000+  Cap Part Rate Cap Part Rate
    S&P 500 One Year Point-to-Point w/ Cap   ***    ***    ***   *** 
    S&P 500 One Year Point-to-Point with Participation   ***    ***    ***   *** 
    Guaranteed One Year *.** % *.** %
     Band $100,000+  Cap Part Rate Cap Part Rate
    S&P 500 One Year Point-to-Point w/ Cap   ***    ***    ***   *** 
    S&P 500 One Year Point-to-Point with Participation   ***    ***    ***   *** 
    Guaranteed One Year *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1 2 3 4 5 6 7 8 9 10
    Bonus Rate: **** **** **** **** **** **** **** **** **** ****

    Policy Notes

    A flexible premium def --[ subscription required to view full text ]--
    * ******** ******* ******** ******-******* ******* ***** ****** * ********** *** **** ***** ****, *** *** ******** ********* ********** ***** ** *** *&* *** ***** ***********. ****, * *% ******* ************ **** ***** ***********, *** ****** ******** ** ** ********** ** *** ****** ******* *** ***** ***********. ********** ******** ******* * ** ********* ***** *******, ********** ***********, "*********" ******, *** * *********** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    This adjustment i --[ subscription required to view full text ]--
    **** ********** ** ********* **** **** **** *** ********* ******-**** ********** ****** ** ******** ** *** ******** ****. *** *** ** ***** ** * ******* **** ********** ******* ** *** ******** ******** ******** **** **** ****. *** **********, ***** *** ** ******** ** ********, ******* ** **** ******* **** ****** *** ********* ****** ******.

    Commissions
    Effective date of commission schedule: 07/14/2011
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option 100

    BenchMark 500SM Ten Plus
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option 25

    BenchMark 500SM Ten Plus
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 81+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option 50

    BenchMark 500SM Ten Plus
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 81+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option 75

    BenchMark 500SM Ten Plus
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

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