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Athene IA

Income Select Plus

(RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Moody's: A1		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $5,000+	Cap	Part Rate	Cap	Part Rate
1 - Year Point to Point Dow Jones EUROSTOXX 50	***	***	***	***
1 - Year Point to Point Hang Seng Index	***	***	***	***
1-Year S&P 500 Monthly Cap	***	***	***	***
1-Year S&P 500 Point-to-Point Cap	***	***	***	***
1-Year S&P 500 Point-to-Point w/ Participation	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %		.* %
Band $75,000+	Cap	Part Rate	Cap	Part Rate
1 - Year Point to Point Dow Jones EUROSTOXX 50	***	***	***	***
1 - Year Point to Point Hang Seng Index	***	***	***	***
1-Year S&P 500 Monthly Cap	***	***	***	***
1-Year S&P 500 Point-to-Point Cap	***	***	***	***
1-Year S&P 500 Point-to-Point w/ Participation	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %		.* %

Premium Bonus
Year:	1
Bonus Rate:	****

Policy Notes

The Income Select Plus is a Fixed Indexed Deferred Annuity which is intended for long term retirement savings. The Income Select Plus offers multiple interest crediting Strategies. Your Initial Premium will be allocated to the Strategies based on the Allocat --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
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MVA Explanation

A Market Value Adjustment (MVA) is an adjustment made --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 05/01/2011
Commissions are ***** *** * *** * *** * ** ***** ***.

Option 1

Income Select Plus

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 76-78

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Option 2

Income Select Plus

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-78

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option 3

Income Select Plus

(All approved states except those listed below)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-78

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Related Information

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

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Additional Information

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