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  • American General Life Insurance Company


    Power Select Builder 8

       (RETIRED)

    A Fixed Indexed Annuity with a 8-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Part Rate Cap Part Rate
    1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1   ***    ***    ***   *** 
    1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2   ***    ***    ***   *** 
    1 Year AB All Market Index Point to Point Participation Rate   ***    ***    ***   *** 
    1 Year S&P 500 Annual Point to Point Performance Triggered Trigger: 3.25
     ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1   ***    ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2   ***    ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Participation Rate   ***    ***    ***   *** 
    1-Year PIMCO Global Optima Index with Participation Rate   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Participation Rate   ***    ***    ***   *** 
    2- Year PIMCO Global Optima Index Point-to-Point w/ Participation   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Participation Rate   ***    ***    ***   *** 
    ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point w/ Cap   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point w/ Participation   ***    ***    ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Part Rate Cap Part Rate
    1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1   ***    ***    ***   *** 
    1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2   ***    ***    ***   *** 
    1 Year AB All Market Index Point to Point Participation Rate   ***    ***    ***   *** 
    1 Year S&P 500 Annual Point to Point Performance Triggered Trigger: 4.00
     ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1   ***    ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2   ***    ***    ***   *** 
    1-Year Dimensional US Foundations Point-to-Point Participation Rate   ***    ***    ***   *** 
    1-Year PIMCO Global Optima Index with Participation Rate   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2   ***    ***    ***   *** 
    2 Year AB All Market Index Point to Point Participation Rate   ***    ***    ***   *** 
    2- Year PIMCO Global Optima Index Point-to-Point w/ Participation   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2   ***    ***    ***   *** 
    2-Year Dimensional US Foundations Point-to-Point Participation Rate   ***    ***    ***   *** 
    ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point w/ Cap   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point w/ Participation   ***    ***    ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus by State
     Year: 1
    Most States ****
    AK MN OR UT WA ****
    IN ****

    Policy Notes

    The @annuityname@ is --[ subscription required to view full text ]--
    *** @***********@ ** * ***-******** ******** ****** ******* ******** ***** ***** ******* **** * ****** ***** ********** *********, * @*******@-**** ********** ****** *********, *** ** ***** ******* ***********. ********** ******** ***** ** **** ****** ** **** ** *** ***** ****. *** @***********@ ** ******** ************ ** ******* *** *********** *** ******* ***-******** ******** *** ********* * ******* ****** ** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in AK MN OR UT WA

    An MVA applies to any withdrawal in --[ subscription required to view full text ]--
    ** *** ******* ** *** ********** ** ****** ** *******-**** ******* (********* *** ********* ***, ** **********) ****** *** *** ****. *** *** **** ** ***** ** *** ****** ** **** *** *** ** ** ******, ********* *** **** ****** ** *** ********** ****** ******. *** ********** ** ***** ** ******* ** ** ******** ***** ********** ** **** ******** ***** *** ********* ** *** *** **** *** *** ******** ** ******** *** ****** *** ******* **** *** **** * **********. ** *** ***** *** ***** ***** *** ********* ** *** *** ****, *** ********** *** ******** *** ****** *** ******* ***, ** ** *** ******, ** *** *** ******** *** ****** *** *******. ********** ****** *** ******** *********** ***** **** *** *** ********* *** *********.

    Commissions
    Effective date of commission schedule: 01/01/2024
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option 1

    Power Select Builder 8
    Ages 18-80 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****

    Option 2

    Power Select Builder 8
    Ages 18-80 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Accumulation Value: **** **** **** **** **** **** **** **** ****

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