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Allianz Life Insurance Company of North America

Endurance 15

(RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Moody's: Aa3		Standard & Poor's: AA

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Spread	Cap	Spread
1 Year Blended Monthly Average Spread	***	***	***	***
1 Year FTSE 100 Monthly Average Spread	***	***	***	***
1 Year Nasdaq 100 Monthly Average Spread	***	***	***	***
1 Year S&P 500 Monthly Average Spread	***	***	***	***
1-Year Blended Point-to-Point	***	***	***	***
1-Year FTSE 100 Monthly Point-to-Point	***	***	***	***
1-Year FTSE 100 Point-to-Point	***	***	***	***
1-Year Nasdaq 100 Monthly Point-to-Point	***	***	***	***
1-Year Nasdaq 100 Point-to-Point	***	***	***	***
1-Year S&P 500 Monthly Point-to-Point	***	***	***	***
1-Year S&P 500 Point-to-Point	***	***	***	***
Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The Allianz Endurance 15 Annuity is a fixed indexed annuity with a 10-year surrender charge period.

The contract offers eleven interest crediting options;
* 1-Year Blended Point-to-Point Option
* 1-Year Blended Monthly Average Sp --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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State Specific Notes

PA: The one year Wai --[ subscription required to view full text ]--
**: *** *** **** **** ** *** ******** ********** ***** ** *** **********
**: *** ******* ****** ****** *** ** *********

MVA Explanation
Verify state availability with carrier

None --[ subscription required to view full text ]--
****

Commissions
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

Endurance 15

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Option B

Endurance 15

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Trail:

****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Trail:

****

Option C

Endurance 15

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

100% chargeback in the --[ subscription required to view full text ]--

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**% ********** ** *** ***** ** * ********* ** *** *****'* ***** ** ******** ****** *-**.

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