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Allianz Life of NY

New York MasterDex Annuity

(RETIRED)

A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Standard & Poor's: AA

Rates

	Current Rates xx/xx/xxxx	Guaranteed Minimum Values
	Cap	Cap
Nasdaq-100 1-Year Monthly Point-to-Point	***	***
S&P 500 1-Year Monthly Point-to-Point	***	***
Fixed (Rate guaranteed for 1 Year)	.* %	.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

A Flexible Premium Fixed Index Annuity (Premiums accepted during policy years 2 and --[ subscription required to view full text ]--
* ******** ******* ***** ***** ******* (******** ******** ****** ****** ***** * *** *) ******** *** ******* ******** **** * @*******@ ********** ****** ******;

*&* *** *****: ****** ***** ********* *** *** ** *** ******* ******* *********** ****** (******* ***** ** ***** **** * ******* ***).
******-*** *****: ****** ***** ********* *** *** ** *** ******* ******* *********** ****** (******* ***** ** ***** **** * ******* ***).

*** ******* ****** ***** ********** *** **** ***** ********** ** ***** ** ******** ****** ** *** ********* ******. ******** ** ********** *** ******** ******* ***** ** * ******* ****** ***** **** ***** ** ********** ** ** ** ******* **** *%, *** **** **** *%. *** ******* ****** ***** **** ** ********** ** ******** ***** *** ** ********** *** *** **** ** *** ********.

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*** ******* ** :
*) *** ************ ***** ***** * *-**** ********** ********* ****** (****** ** **% *** ********* *******) **** * ****** ***** ********** (******* ****** ********* ****** ****); **
*) *** ********** ******* *****

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*** *** ** ***** ** **% ** *** ******* **** ** *** ***** ****, **** **.*% ** *** ******* **** ***** *** ***** ****** ****, **** *** ***********, *********** ** *.*%, ******** ********.

*** (****)
*** ******* **** *** ******* **** ******* *** "*** ******* ****", ******* **** **** ** ******** **** * *****-***** *************. *** ******* **** ****** *** ******** ** ***** ** *** ******* *** ** ****** **** *** ***(*) *********** *** * **** *********.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 01/04/2011
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

New York MasterDex Annuity

Up to age 75

Year 1

Year 2

Year 3

Initial Premium:

****

Renewal Premiums:

****

Ages 76-85

Year 1

Year 2

Year 3

Initial Premium:

****

Renewal Premiums:

****

Option B

New York MasterDex Annuity

Up to age 76

Year 1

Year 2

Year 3

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

100% chargeback in the --[ subscription required to view full text ]--

***% ********** ** *** ***** ** * ********* ** *** *****'* ***** ** *** ***** *** ******** ******

**% ********** ** *** ***** ** * ********* ** *** *****'* ***** ** ******** ****** *-**

*********** *** ***** ** **** ** ********* ** *****

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