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Equitable Financial Life Insurance of America
Structured Capital Strategies® PLUS
(RETIRED)
A RILA with a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates
xx/xx/xxxx |
Guaranteed
Minimum Values |
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Cap |
Part Rate |
Cap |
Part Rate |
| 1-Year Standard Segment: MSCI EAFE Index with -10 Buffer
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| 1-Year Standard Segment: MSCI Emerging Markets Index with -10 Buffer
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| 1-Year Standard Segment: NASDAQ 100® with -10 Buffer
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| 1-Year Standard Segment: Russell 2000® with -10 Buffer
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| 1-Year Standard Segment: S&P500® with -10 Buffer
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***
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***
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| 1-Year Step Up Segment: MSCI EAFE Index with -10 Buffer
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Trigger: 9.80
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| 1-Year Step Up Segment: Russell 2000 with -10 Buffer
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Trigger: 12.30
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| 1-Year Step Up Segment: S&P500® with -10 Buffer
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Trigger: 11.70
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| 6-Year Annual Lock Segment: MSCI EAFE with -10 Buffer
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***
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| 6-Year Annual Lock Segment: Russell 2000® with -10 Buffer
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| 6-Year Annual Lock Segment: S&P500® with -10 Buffer
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| 6-Year Dual Direction Segment: S&P 500 with -10 Buffer
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| 6-Year Dual Direction Segment: S&P 500 with -15 Buffer
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| 6-Year Dual Direction Segment: S&P 500 with -20 Buffer
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| 6-Year Enhanced Upside 125% Segment: S&P 500 with -10 Buffer
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| 6-Year Standard Segment: MSCI EAFE Index with - 20 Buffer
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| 6-Year Standard Segment: MSCI EAFE Index with -10 Buffer
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***
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| 6-Year Standard Segment: MSCI EAFE Index with -30 Buffer
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| 6-Year Standard Segment: Russell 2000® with -10 Buffer
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***
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***
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| 6-Year Standard Segment: Russell 2000® with -20 Buffer
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***
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***
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| 6-Year Standard Segment: Russell 2000® with -30 Buffer
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***
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***
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*** |
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| 6-Year Standard Segment: S&P500® with -10 Buffer
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***
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***
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| 6-Year Standard Segment: S&P500® with -20 Buffer
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| 6-Year Standard Segment: S&P500® with -30 Buffer
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The @annuityname@ is a Flexible Prem --[ subscription required to view full text ]--
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Provisions
| Free Look Period: |
****
|
| (Free look period may vary by state) |
| Rate Lock Protection: |
****
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| Bail Out Provision Available: |
*** |
| *** *** ***: |
**** |
| Loan Provision Available: |
*** |
| *** *** ***: |
**** |
| Tax Sheltered: |
*** |
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| Market Value Adjustment: |
*** |
| MRD: |
*** |
| Front-End Fee: |
*** |
| Annual Maintenance Fee: |
*** |
| Return of Premium Available: |
*** |
| Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
| Min Single Premium: |
**** |
******* |
| Max Single Premium: |
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| Age < xx: |
**** |
******* |
| Age > xx: |
**** |
******* |
| Payroll Deduction: |
**** |
**** |
| Min Added Premium: |
**** |
**** |
| Flexible Premiums ******* : |
****
|
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| Min Single Premium Impaired: |
****** |
****** |
| Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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| Owner: |
|
***** |
***** |
| Annuitant: |
***** |
***** |
***** |
| Impaired: |
|
***** |
***** |
| Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Commissions
|
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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