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    • Equitable Financial Life Insurance of America


    Structured Capital Strategies® 16 Series (C Shares)

       (RETIRED)

    A RILA with a 0-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Moody's:  A2   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
       Cap Cap
    1-Year Standard Segment - DJ U.S. Real Estate - 10   ***    *** 
    1-Year Standard Segment - Energy SPDR - 10   ***    *** 
    1-Year Standard Segment - Financial SPDR® - 10   ***    *** 
    1-Year Standard Segment - Gold SPDR - 10   ***    *** 
    1-Year Standard Segment - MSCI EAFE Index - 10   ***    *** 
    1-Year Standard Segment - MSCI Emerging Markets Index - 10   ***    *** 
    1-Year Standard Segment - NASDAQ Index - 10   ***    *** 
    1-Year Standard Segment - Russell 2000® Index - 10   ***    *** 
    1-Year Standard Segment - S&P 500® Index - 10   ***    *** 
    3-Year Standard Segment - MSCI EAFE Index -10   ***    *** 
    3-Year Standard Segment - Russell 2000® - 10   ***    *** 
    3-Year Standard Segment - Russell 2000® - 20   ***    *** 
    3-Year Standard Segment - S&P 500® - 10   ***    *** 
    3-Year Standard Segment - S&P 500® - 20   ***    *** 
    5-Year Standard Segment - Russell 2000® - 10   ***    *** 
    5-Year Standard Segment - Russell 2000® - 20   ***    *** 
    5-Year Standard Segment - Russell 2000® - 30   ***    *** 
    5-Year Standard Segment - S&P500® - 10   ***    *** 
    5-Year Standard Segment - S&P500® - 20   ***    *** 
    5-Year Standard Segment - S&P500® - 30   ***    *** 


    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a Flexible Premium Index-Linked Def --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* *****-****** ******** ******* ******** **** ** ********* ******* *** *** * "******* ******* ***** ***********". *** ********* ******* *** *** ************ ** ********** *******. *** ******** **** ****** * ****** ** ****** *******. *** ****** ** ********** ***** ** * ***-******** ***** ** *** ** **** ** *** ******** ********** *******, ** *** ** **** ** *** ******** ********** *** ********** ********** ****** ** ** *** ****** *** ********* *******.

    *** ******* ******* ***** ** ********** ***** ** * ******* **** ******** * ********* *** ** ***** ************ **** ** ******** ** ** ********** **** *** ************* ** *** *** ** * ******* *** *******.

    *** ********** ******* ******* *** ******** ** ** *** "****** ****" ** * *** ******* **** ** *** "****** ********". *** ****** **** ** ***** ** *** ******* ********** ** *** ******* ***** **** *** **** **** ** *** ******* ********. ** *** ******* ******** ****, ** ****** *** ****** **** **** *** ***** *********** **** ** * ****** *******, *** **** ** *** ***** *********** **** ** ******** *** **** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Effective date of commission schedule: 03/01/2018
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Structured Capital Strategies® 16 Series (C Shares)
    (All approved states)
    		 Up to age 80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

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